Nowadays, insurance companies play an important role in many spheres. For example, third-party liability insurance is obligatory in Ukraine. Non-compulsory policies are less popular, but the interest in them is growing every year. In America and Europe, insurance is more popular, especially in the field of life and health and motor vehicles insurance.
How much does the USA insurance cost and what does it cover? When you decide to immigrate to the United States, the first thing you will need is health insurance. It is expensive - the price can vary from $500 to several thousand. It all depends on the chosen package of services. But one visit to a doctor will not cost you much less than the minimal annual insurance.
What are the main types of insurance, and what do people insure more often?
Insurance in the USA can cover both multi-million dollar risks for large companies and smaller amounts for individuals. In addition to health insurance, Americans and migrants most often choose the following types of coverage:
- Motor vehicle (cars, trucks, motorcycles, buses).
- Property (apartments, houses, offices).
- Life insurance.
- Construction risks.
- Accumulative pension insurance.
Everyone needs some kind of insurance. The price may differ according to the type of insurance, terms and conditions, and the chosen package of services. At Ukrainian USA and Canada, you can find and choose an experienced insurance specialist who works with one or more companies.